On September 3, Indian media sources said that Xiaomi will be preparing to launch the "Mi Pay" service in India. In other words, India's mobile payment market will join another competitor. At present, Xiaomi’s mobile payment service in India has been tested and is awaiting approval from the Indian government regulator.


Xiaomi and Indian Finance Corporation establish mobile payment cooperation


It is understood that Xiaomi has established a mobile payment partnership with a financial company in India. When Xiaomi obtains the operating license, the system will be integrated, and Xiaomi will also establish more cooperative relationships with the banking industry.


Does Xiaomi pay for an advantage in India?


Xiaomi mobile phone is very popular in India and has become India's largest smartphone brand for several consecutive quarters. Xiaomi is setting up more retail stores and Xiaomi homes in India to get closer to Indian consumers and fans. But we also know that Alipay and WeChat payment have entered the Indian market long before Xiaomi. And Alipay has partnered with Paytm, India's largest mobile payment company. Obviously, Xiaomi has entered the Indian mobile payment market late, and facing opponents such as Paytm will face enormous challenges.


Xiaomi payment also began to layout in China


Xiaomi is also laying out a new mobile payment method in the near future, that is, NFC payment. In fact, NFC payment has been in existence for a long time. It is only because a small number of smart phones with NFC function occupy a small number, so it has not been widely promoted. “Xiaomi Bus” has also entered the bus system of 167 cities.


NFC payment is simple and convenient, but it requires high hardware for mobile phones.


Compared with scan code payment, NFC operation is undoubtedly easier and faster, but this also has great requirements for the hardware of the mobile phone, unless the NFC chip can be popularized on all smart phones in the future. Xiaomi's sales today ranks the 5th in the country and the 4th in the world. If the problem of NFC popularization is solved, Xiaomi will become a new force in the mobile payment industry.


Whether Xiaomi can use its mobile phone to sell in the Indian market and maintain its position in the mobile payment market in India is still unpredictable. After all, Alipay and WeChat payment entered the Indian mobile payment market earlier than Xiaomi Payment, and it is difficult to surpass it.

Release date: 2018/9/4 16:09:49

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